Top 10 Money Savings Tips
Top 10 Money Savings Tips
Top 10 Money Saving Tips
We all want to save some money and make every penny count and it doesn’t have to be a big hardship; you don’t have to drastically change your lifestyle to start reaping the benefits.
Starting with the little things can make a big difference!
We’re sharing our top 10 tips to help you save money in your household, to ease the pressure a little.
- Cancel TV subscriptions
You might not like to hear this, but you could consider cancelling your Sky Sports package? You can cancel or pause it easily via the My Sky app.
If you can't part with your beloved Sky Sports, are there any other TV subscriptions you could take a break from. Ask yourself do you need Netflix, Disney Plus and Amazon Prime?
- Freeze your gym membership
Did you know you can freeze most gym memberships if you want to take a break for a while, or if you're going on holiday?
If you're cancelling your membership to save money, then don't worry. This doesn't mean you can't keep fit and active. YouTube has some great home workouts, and you can always try to make use of things you have around the house!
- Supermarkets own brands - don’t diss them till you try them!
Whilst you might be the biggest lover of Heinz, it’s time to give the supermarkets own brand a go - and you never know, you might be pleasantly surprised.
- Ditch the car
Challenge yourself to seek out any opportunity to stretch your legs and get walking. Leave the car at home and walk to the shops instead. Carrying your shopping bags back will get the heart rate up - who needs dumbbells, eh?
- Review your subscriptions
Make a list of all the subscriptions you pay out each month. Obviously there will be ones that you have to keep but put a mark next to the ones that are ‘nice to haves’. Question whether you really need that magazine subscription!
- Get savvy with food
The average household wastes around £500 a year on food and drink. This is a huge amount of money that we’d all rather have in our pockets right now, so let’s do something about it.
Put a meal plan together for the week and only buy the ingredients that you need. This should cut down on a considerable amount of waste straight away.
Cook big batches and freeze portions. This is great if you have veg or meat that needs to be used up, and is also really convenient for those days when you can’t be bothered to cook anything - just go to your freezer and take out a portion for that day.
If you have the freezer space, try to opt for as much frozen fruit and veg as possible. They’re just as nutritious and fresh, but will last much longer - did you know you can buy frozen, and ready chopped, peppers, onion, spinach?
- Grow your own produce
Although this isn’t a quick win, growing your own fruits, vegetables and herbs in your back garden is incredibly satisfying. There’s nothing quite like sitting down to eat a meal that you’ve grown with your own two hands! It’s also great to get the children involved!
- Save money on energy bills
It’s easy to stick with the same provider and not realise that there are cheaper deals to be had. There are a few websites you can use to compare your energy bills such as Utility Warehouse or Look After My Bills, it’s really quick and easy to see if you could save money by switching your energy providers.
- Go Green
We all think that going green is expensive and that the small things don’t count! Well, that’s not always true starting small can make a big difference to the planet and your wallet! Norwex and Any Green Will Do have some fantastic and affordable products available.
- Cashback credit card rewards
If you use a credit card regularly, and responsibly, it’s worth getting one that you can earn cashback rewards on, as this is essentially free money for using their credit cards, so why not?
We can help with budgeting, as well as reviewing your mortgage to make sure you aren’t paying more than you need too.
Why not get in touch and speak to one of our expert advisors today.
Call us on 01371 300120
Established in 2009 by Natasha Brown after 15 yrs in financial services. Her business is driven around providing a premier service to her clients. We offer advice on a comprehensive range of mortgages from across the market, but not deals that you can only obtain by going direct to the lender. Relationships with local Solicitors, Estate Agents and Accountants provide clients with a one stop service that is very well received.
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Because we play by the book we want to tell you that…
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
A typical fee of £495 is payable on completion.